Combination of SWIFTNet and SWIFTNet FIN also is a step on a way to reduction of complexity of means of operational processing (financial transactions) and movement towards their optimisation. The Service bureau is the non-financial organisation created under direct control and annual audit by SWIFT (Belgium). This is an effective decision which allows to focus financial streams. SWIFTNet FIN gives access to FIN service by means of SWIFTNet using IP connections. Infrastructure of SWIFTNet includes a set of completely administered services of safety of the information constructed on the basis of technology PKI. The integrated package of administered services of transfer of the formalized messages Way to the further perfection and decrease in expenses Besides SWIFTNet FIN assumes development of FIN functionality at the expense of use of standard qualities of SWIFTNet. The further development will be received by existing means of safety FIN (SLS/BKE/Card Readers) which will be replaced by standard means SWIFTNet PKI.