Thus CBT the user is physically connected to the SWIFT network and is completely served by employees of the organisation. Combination of SWIFTNet and SWIFTNet FIN also is a step on a way to reduction of complexity of means of operational processing (financial transactions) and movement towards their optimisation. Scheme of Shared Connection is developed by SWIFT for connection of affiliated organisations by parent organisation though it can be used by the foreign financial organisations. There are two schemes of connection to SWIFT network: own connection and collective. The integrated package of administered services of transfer of the formalized messages For reduction of cost of connection and the costs connected both with a technical aspect and with management of SWIFT complex Service bureaus will be organised in the countries . There are two schemes of connection to SWIFT network: own connection and collective.