Way to the further perfection and decrease in expenses Connection of new users occurs every month. FIN is basic service SWIFT for message transfer. Over 7 500 financial institutions more than in 200 countries use FIN for the protected exchange of the financial information reliable and economically effective. All procedure of the introduction of the user in SWIFT takes not less than 2 months at collective and not less than four months at own connection. Creation of hardware-software complex of SWIFT in the financial organisation and its direct connection to system SWIFT. For reduction of cost of connection and the costs connected both with a technical aspect and with management of SWIFT complex Service bureaus will be organised in the countries . Combination of SWIFTNet and SWIFTNet FIN also is a step on a way to reduction of complexity of means of operational processing (financial transactions) and movement towards their optimisation.