For reduction of cost of connection and the costs connected both with a technical aspect and with management of SWIFT complex Service bureaus will be organised in the countries . Migration from connections to FIN on X.25 to SWIFTNet FIN will allow both to users and most SWIFT to cut the expenses by refusal of use of network X.25 and the out-of-date technologies accompanying the given protocol that already takes place in some countries. Each bank included in system has unique SWIFT code. Own connection.Creation of own hardware-software complex of SWIFT CBT (Computer Based Terminal) the connected user established directly in user's territory. Usage of CBT of the head financial organisation in the divided mode (Shared Connection) or connection through the Service bureau. Combination of SWIFTNet and SWIFTNet FIN also is a step on a way to reduction of complexity of means of operational processing (financial transactions) and movement towards their optimisation. SWIFT - the co-operative society created under the Belgian legislation belongs to its members - more than to 9000 banks from 209 countries (2010). This is an effective decision which allows to focus financial streams.