The integrated package of administered services of transfer of the formalized messages Besides SWIFTNet FIN assumes development of FIN functionality at the expense of use of standard qualities of SWIFTNet. The further development will be received by existing means of safety FIN (SLS/BKE/Card Readers) which will be replaced by standard means SWIFTNet PKI. Migration from connections to FIN on X.25 to SWIFTNet FIN will allow both to users and most SWIFT to cut the expenses by refusal of use of network X.25 and the out-of-date technologies accompanying the given protocol that already takes place in some countries. Theoretically for payment fulfilment in Europe it is enough to know a SWIFT code of a bank and IBAN code of the addressee. Way to the further perfection and decrease in expenses Connection to SWIFTNet FIN opens a way to use of advantages of other possibilities: such for example as control facilities of a network SLA and the improved support services. All procedure of the introduction of the user in SWIFT takes not less than 2 months at collective and not less than four months at own connection.