Creation of hardware-software complex of SWIFT in the financial organisation and its direct connection to system SWIFT. In 2000 by means of FIN it was transferred over 1.2 billion messages. Daily over 9 million messages is transferred. Advantages of SWIFTNet FIN. One SWIFT terminal established at the client is used for an exchange of internal and international messages with all serving banks. It leads to simplification of an operational environment of work of the organisation and cuts expenses on the maintenance of two various technical infrastructures. Connection of new users occurs every month. Way to the further perfection and decrease in expenses The Service bureau has no right to send and receive SWIFT-message on behalf of its own so that excludes a competition with the financial organisations.