Migration from connections to FIN on X.25 to SWIFTNet FIN will allow both to users and most SWIFT to cut the expenses by refusal of use of network X.25 and the out-of-date technologies accompanying the given protocol that already takes place in some countries. Each bank included in system has unique SWIFT code. Own connection.Creation of own hardware-software complex of SWIFT CBT (Computer Based Terminal) the connected user established directly in user's territory. Advantages of SWIFTNet FIN. Scheme of Shared Connection is developed by SWIFT for connection of affiliated organisations by parent organisation though it can be used by the foreign financial organisations. One SWIFT terminal established at the client is used for an exchange of internal and international messages with all serving banks. Usage of SWIFT at realisation of calculations with corporate clients becomes an important direction in development of settlement infrastructures of banks. It leads to simplification of an operational environment of work of the organisation and cuts expenses on the maintenance of two various technical infrastructures.