Thus CBT the user is physically connected to the SWIFT network and is completely served by employees of the organisation. Creation of hardware-software complex of SWIFT in the financial organisation and its direct connection to system SWIFT. The Service bureau has no right to send and receive SWIFT-message on behalf of its own so that excludes a competition with the financial organisations. The main office is located in Brussels. The integrated package of administered services of transfer of the formalized messages For reduction of cost of connection and the costs connected both with a technical aspect and with management of SWIFT complex Service bureaus will be organised in the countries . To large corporations besides traditional advantages of SWIFT (reliability speed safety and financial responsibility) usage of the given service allows to apply a principle of "a unite window at work with several banks.