The Service bureau has no right to send and receive SWIFT-message on behalf of its own so that excludes a competition with the financial organisations. Besides SWIFTNet FIN assumes development of FIN functionality at the expense of use of standard qualities of SWIFTNet. The further development will be received by existing means of safety FIN (SLS/BKE/Card Readers) which will be replaced by standard means SWIFTNet PKI. All Service bureaus passed certification are published on a site www.swift.com. After events on September 11th 2001 CIA and the Treasury Department of the US have got access to the financial information of SWIFT network for the purpose of tracing of possible financial transactions of terrorists. It leads to simplification of an operational environment of work of the organisation and cuts expenses on the maintenance of two various technical infrastructures. All procedure of the introduction of the user in SWIFT takes not less than 2 months at collective and not less than four months at own connection. Migration from connections to FIN on X.25 to SWIFTNet FIN will allow both to users and most SWIFT to cut the expenses by refusal of use of network X.25 and the out-of-date technologies accompanying the given protocol that already takes place in some countries.