All Service bureaus passed certification are published on a site www.swift.com. Special service of SWIFT - MACUG (Member Administered Closed User Group - the Closed group of users under the direction of Member of SWIFT) was created for this purpose. The Service bureau is the non-financial organisation created under direct control and annual audit by SWIFT (Belgium). In this case the connecting organisation bears full responsibility before SWIFT for the organisation of safe work of the connected User. All Service bureaus passed certification are published on a site www.swift.com. In 2000 by means of FIN it was transferred over 1.2 billion messages. Daily over 9 million messages is transferred. Theoretically for payment fulfilment in Europe it is enough to know a SWIFT code of a bank and IBAN code of the addressee.