FIN is basic service SWIFT for message transfer. Over 7 500 financial institutions more than in 200 countries use FIN for the protected exchange of the financial information reliable and economically effective. Also it is known as SWIFT-BIC (English Business Identifier Codes) BIC code SWIFT ID or SWIFT code. This is an effective decision which allows to focus financial streams. Besides SWIFTNet FIN assumes development of FIN functionality at the expense of use of standard qualities of SWIFTNet. The further development will be received by existing means of safety FIN (SLS/BKE/Card Readers) which will be replaced by standard means SWIFTNet PKI. Theoretically for payment fulfilment in Europe it is enough to know a SWIFT code of a bank and IBAN code of the addressee. Realisation of SWIFTNet FIN is an investment into the future which offers the full integrated package of operated transmission media of the formalized messages for the industry of financial services: It was founded in 1973; cofounders was 239 banks from 15 countries.