All procedure of the introduction of the user in SWIFT takes not less than 2 months at collective and not less than four months at own connection. There are two schemes of connection to SWIFT network: own connection and collective. Theoretically for payment fulfilment in Europe it is enough to know a SWIFT code of a bank and IBAN code of the addressee. There are two schemes of connection to SWIFT network: own connection and collective. This system will allow the users working only with FIN to move to the category of those who already has access to SWIFTNet and is familiar with new technologies and products that considerably facilitates their connection to additional services of SWIFTNet in the future; SWIFT - the co-operative society created under the Belgian legislation belongs to its members - more than to 9000 banks from 209 countries (2010). Realisation of SWIFTNet FIN is an investment into the future which offers the full integrated package of operated transmission media of the formalized messages for the industry of financial services: